Erika DiBiase

Mortgage Loan Originator

NMLS 1081287

856-899-9858

At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years.

Backed by decades of expertise, we are dedicated to simplifying the mortgage process and tailoring solutions to meet your unique needs. Whether you're a first-time homebuyer or looking to refinance, we're here to help you navigate every decision with confidence.

See what MORTGAGe programs you qualify for

Erika DiBiase

NMLS: 1081287

856-899-9858

375 Chestnut St, Newark, NJ 07105, NMLS #268393

From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here

Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here

ABOUT Erika

Erika DiBiase is your go-to loan originator, combining industry expertise with a commitment to facilitating smooth and successful home financing experiences. Leveraging a background in financial solutions and a keen eye for detail, Erika excels at crafting mortgage packages that align perfectly with her clients' unique needs and aspirations. Whether you're a first-time homebuyer or looking to refinance, Erika is here to guide you every step of the way, ensuring a seamless journey from consultation to closing. Trust in her dedication and expertise as she helps turn your home ownership dreams into reality

856-899-9858

Mortgage Calculator
Mortgage Calculator

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Quickly estimate your monthly mortgage payment—including property taxes, homeowners insurance, and mortgage insurance—to give you the full picture.

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These estimates are for illustration only and are not guaranteed. Actual payments may vary.

About Erika

Erika DiBiase is your go-to loan originator, combining industry expertise with a commitment to facilitating smooth and successful home financing experiences. Leveraging a background in financial solutions and a keen eye for detail, Erika excels at crafting mortgage packages that align perfectly with her clients' unique needs and aspirations. Whether you're a first-time homebuyer or looking to refinance, Erika is here to guide you every step of the way, ensuring a seamless journey from consultation to closing. Trust in her dedication and expertise as she helps turn your home ownership dreams into reality

856-899-9858

Specialization Section

We Specialize In

Pre-Approval

Fast Pre-Approvals

At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.

First Time Homebuyers

First Time Homebuyers

We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.

Communication

Communication

Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.

© 1992-2025 AMS Mortgage Services, Inc. NMLS#20843. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.

AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.